Hey. An unsecured credit card Milestone Mastercard may very well be suitable only for those who have ruined their credit history and are working to restore it. It has not the most attractive interest rates, a small initial limit, and a rather high annual payment. But if you can get a credit card from a bank, then it would be more expedient to use this particular card, and use the milestone mastercard only for small payments and replenish it very quickly so that the credit rating goes up.